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Ripple is pushing XRPL beyond cross-border payments.
The proposed XLS-65 and XLS-66 standards introduce a framework for institutional lending, allowing tokenized assets to be used as collateral while smart contracts automate loan execution, interest, repayments, and default management.
By keeping credit decisions off-chain and execution on-chain, XRPL could bridge traditional finance with blockchain efficiency.
If approved, this upgrade would expand XRPL's real-world utility and strengthen its role in the growing tokenized asset economy.
Infrastructure drives adoption. Adoption drives long-term value.
What impact do you think this could have on the future of XRPL?
#xrp #XRPL #Ripple, #tokenization #rwa $XRP