If your family could come up with 500k in cash right now—real cash, not a property valued at a million, not stock equity, and definitely not those overpriced luxury goods—then there is definitely a "wise person" in your family.

This person is likely extremely sharp, either having spent years navigating the market with a keen eye, or having mastered cash flow management. They are like a lucky star for the family, someone who can step up and handle tough situations when it matters.

If you come across such a person, don't hesitate—treat them well and listen to their judgment. I've seen too many industry ups and downs in Dongguan, and too many families rise and fall, so I deeply understand: it's incredibly important to protect the person in your family who knows how to plan and save money. Some opportunities, once missed, truly come with no second chances.