#USD1链上质押享年化9.48% USD1 on-chain staking with 9.48% APY is a promotional slogan for a stablecoin on-chain wealth management product launched by Gate Exchange. Its core is for users to stake the USD1 stablecoin to earn a floating annualized yield.

📌 Core Product Information
· Staked Asset: USD1. This is a USD stablecoin launched by World Liberty Financial (WLFI), pegged 1:1 to the US Dollar, issued and managed by the regulated BitGo Trust Company.
· Yield Source: Obtain real on-chain yield through the Dolomite Protocol. Dolomite is a decentralized lending and trading protocol.
· Yield Rules: The reference APY is 9.48%, dynamically adjusted daily. Interest accrues starting the day after staking (D+1), and yield is automatically credited daily.
· Participation Threshold and Liquidity: Minimum investment of 2 USD1. No lock-up period, can be redeemed at any time, flexible funds.
📈 In-Depth Analysis of the 9.48% Yield
· Non-Fixed Rate: 9.48% is a "reference" APY, which will dynamically adjust daily based on on-chain staking participation. Therefore, the actual yield received may be higher or lower than this figure.
· Higher Yield Options Exist: In addition to 9.48%, Gate platform also offers similar products with higher yields. For example, official announcements have promoted staking campaigns with APY up to 13.61%, as well as a "Dual Yield Plan".
💡 How to Participate?
1. Log in and Verify: Log in to your Gate account and complete identity verification.
2. Enter the Product: Find "On-Chain Earn" or "Simple Earn" under the "Finance" or "Wealth" section.
3. Search and Stake: Search for "USD1", click to enter the product page.
4. Confirm Staking: Enter the amount, click "Stake Now" or "Join Now" to confirm.
⚠️ Risk Notice
· Yield Volatility Risk: The APY is not fixed, will fluctuate daily, and may decrease.
· Staking and Redemption Delay: Redemption requests are typically settled on D+1 after submission, and no yield is earned during this period.
· Platform and Smart Contract Risk: The product involves the Gate platform and the Dolomite protocol, and there are platform risks and potential technical risks such as smart contract vulnerabilities.
· Regional Restrictions: This service may not be available in the UK and other restricted regions.
A 9.48% APY is indeed very attractive in the current interest rate environment. However, its yield is floating, and there are products with higher yields on the platform. Before investing funds, it is recommended that you carefully read the latest product terms and fully assess the relevant risks.