Now it's not easy to get freebies in Web2 either. Yesterday I saw in a group chat that the Jiduoduo loan platform had run off. Initially, there was a commission of 70 yuan per order, and the person posting the task said that once the credit limit was approved, you could borrow and repay it all at once. But unexpectedly, the loan was divided into 12 monthly installments, and the repayment was only made to Jiduoduo. Jiduoduo intercepted the money and didn't repay the bank. In the past few days, Jiduoduo has blown up. Group members who had taken Jiduoduo orders had clearly already repaid their loans, but they all received debt collection text messages from the bank, urging them to pay back immediately. This shows that the lending relationship exists between the individual users who took the orders and the bank, and Jiduoduo was just an intermediary platform.

Those who took the orders have fallen into a predatory loan trap. They've already set up a rights protection group. I don't know if they can get their rights back. I hope they can, because making money these days is really hard. One group member said that a batch of mothers are going to start selling themselves. The lives of those who borrowed are ruined, and their credit records are trashed. It's really not worth it for just 70 yuan. Another group member messed up the credit records of his entire family and is now in debt by millions. I saw this kind of order back then too, but my credit check didn't pass, so I gave up. I'm really lucky!