According to CoinDesk, the U.S. Senate passed a housing affordability bill with a vote of 85-5, which includes a four-year ban on CBDCs, prohibiting the Federal Reserve and its district banks from directly or indirectly issuing, creating central bank digital currencies or substantially similar digital assets. The ban is effective until the end of 2030. The report states that the U.S. Federal Reserve had not previously actively promoted a digital dollar project, but Republican lawmakers have long described CBDCs as a government financial surveillance tool. If the House passes it and it is signed by Trump, the ban will become law. Previously, Trump signed an executive order in January 2025 prohibiting his government from promoting CBDCs.

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