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Last time I said that the managers of Alipay's large client wealth management are all idiots, and I was right. Then I checked the independent fund I bought in March.
That fund manager is quite capable. When they rebalanced the portfolio in March, I didn't understand why the fund manager was buying Zhipu. Now I get it.
Some fund managers are still competent, but everyone should stay away from the large client wealth managers with a 5 million entry threshold—they're just IQ harvesting funds.