A fan deposited 3.3 million yuan in 2023, with a fixed deposit for 5 years,

an annual interest rate of 3.2%, earning 528k yuan.

In 2026, he deposited another 3.1 million yuan in a fixed deposit. Same 5-year term,
but the annual interest rate was only 1.75%, and the interest earned was just over 270k yuan,
which is roughly half of the previous interest.

He’s very curious—these days, there are actually many channels for financial management:
Buying gold or stocks, the returns are quite good.

But there’s a group of people who, as long as they have savings, will choose to deposit in banks,
even if the interest rates are very low, they will still do it. Maybe that’s a kind of obsession!
They won’t take any risk at all, even if inflation is high, they’re not afraid.

So, everyone, if you have money, would you also choose to deposit in a bank?