Traditional finance: The wealthier you are, the easier it is to get a loan; because the poor have no assets to collateralize.


Crypto finance: The more tokens you have, the easier it is to borrow tokens; because those without tokens don't even qualify for liquidation.
The underlying logic of capital has never changed:
Money only flows to those who are not short of money, and tokens are only lent to those who are not short of tokens.
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