DRIP strategy applied to Bitcoin is like letting U.S. stock dividend investors build positions painlessly. The 95/5 allocation ratio is very subtle—both worried about missing out and worried about volatility; institutions have the psychology just right.

Wu Shuo learned that Nate Geraci, President of The ETF Store, said that Franklin Templeton has applied to launch two ETFs, including the Franklin US Equity Bitcoin DRIP Index ETF and the Franklin US Innovation Bitcoin DRIP Index ETF. The ETFs aim to automatically reinvest dividends generated from stock holdings into Bitcoin, with a target asset allocation of approximately 95% stocks and 5% Bitcoin.