For most people, rather than complaining about different starting points, it's better to understand that the game rules have already changed.

Today, as asset prices continue to rise, when the growth rate of work income gradually falls behind the increase in housing prices, stock prices, and various asset prices, we need to rethink our relationship with money.
Many people focus on how to increase their salary but overlook that what truly widens the wealth gap is often whether they can gradually convert their income into assets.
When income increases, should all of it be used to improve quality of life, or should a portion be reserved to invest in stocks, ETFs, real estate, or other assets that can appreciate continuously?
Over the long term, this often leads to completely different results.