A certain decision, doing a particular thing, can affect a lifetime of ups and downs.

There are friends around me who have succeeded, and friends who have failed.
I see a pattern, especially among those whose families cannot provide much support—those who rely on their own efforts.
For example, starting a business, investing, trading stocks, or previously investing in real estate.
If they succeed, their life takes a step up.
If they fail, most people don't get a second chance; most can't afford to lose.
Those who fail multiple times and then turn things around are very few.