The biggest wake up call I’ve had lately came from buying a car.


I walked into the dealership, picked the model I wanted, and said I’d pay in full.
I thought they’d love that.
Instead, they spent the next half hour trying to push me into a loan with a ridiculous interest rate.
That sent me down a rabbit hole.
Turns out many dealerships in the U.S. make more money from financing than from selling the car itself.
I walked in thinking cash was king.
They weren’t chasing a sale.
They were chasing years of interest payments at 20% APR.
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