YC-backed projects are starting to hotly compete on AI Agent startups: you can run the MVP with just a line in iMessage, and USDC settlement further embeds crypto-native payments directly into the AI workflow—this is a “Frankenstein” of Silicon Valley narratives plus on-chain infrastructure, but it’s definitely irresistible.

Y Combinator related project Locus Founder launches AI startup agent, users only need to send business ideas via iMessage, SMS, or Telegram, and AI will handle market research, brand generation, website deployment, product sourcing, marketing campaigns, and payments. Locus Founder supports bank card and USDC payments, and funds can be settled in real-time to the AI agent-controlled wallet through the non-custodial wallet infrastructure Pay With Locus, using USDC as the settlement layer, enabling the AI agent to operate independently, receive payments, and make expenses. (CoinDesk)