Ant’s wave of AI transformation is truly throwing serious money at it—1 billion users with zero migration costs, plus a dual-track system. It feels like they’re turning the payment entry point into the Agent hub. With Li Jun leading the team, it’s definitely worth looking forward to.

According to CoinWorld News, the AI version of Alipay’s “Treasure Plan” is hosted by Li Jun. Ant Group’s highly confidential new version will be launched soon, with two iterations each month. To achieve zero migration cost for 1 billion users, a one-click switching design has been created: it remains the original Alipay, but allows access to a brand-new dialogue-driven interface and sets it as the preferred option. Technically, a dual-track approach is used: merchants will transform their services into MCP interfaces that can be called directly. With user authorization, through screen-reader compatibility, the system completes a closed loop for long tasks via unmodified mini-programs. After launch, an AI open platform will be released, and cross-device interconnection will be promoted across terminals such as mobile phones, in-car systems, and smart glasses.