That liquidation threshold in lending is really not something to force through... My current habit is: when you're three steps away from the red line, stop first, review the authorization (especially old unlimited ones), then pull the collateral ratio back a bit. It's better to earn a little less than to be caught off guard and overwhelmed when the network is congested. To put it simply, liquidation isn't just "losing a bit of interest"; often it's about not being able to operate in time + slippage hitting you at the same time.

When I was a beginner, I misunderstood it as: being quite far from the liquidation line, the price probably won't hit it all at once.
Now I understand: the market is unpredictable, the liquidation line is like a timed bomb, the closer you get, the more you need to disarm it in advance.

Recently, the "yield stacking" of pledging and shared security has been criticized as a copycat scheme, which is understandable. The more layers there are, the more I prefer to keep my positions simple—no stacking multiple protocols and ending up not knowing which layer of risk I’m actually bearing... Anyway, I check the address three times before transferring, and the same goes for my positions—survive first.