Let's put real numbers on this.

Say you've got $100k sitting in VOO and Q.
That base alone does its ~10% a year. Roughly $10k.
Now you use that SAME base as collateral to sell puts on quality companies when they're cheap.
Conservatively another ~10%. Call it $10k.
Same $100k. Now around $20k is working for you instead of $10k.
You didn't add a single new dollar.
You didn't go on margin.
You kept your ratios in check to be fine in any DEEP market crash
You just stopped letting your collateral do one job when it could easily do two.
Compound that gap for 30 years and it's the difference between comfortable and never thinking about money again.
This is the power of the portfolio secured put & 1+ year options.