In the group, these two days people have been circulating screenshots about stablecoin regulation, reserve audits, and all sorts of “about to de-peg” warnings. I can literally feel the emotions coming in waves—I understand everyone’s anxiety pretty well—but I also remind myself not to get swept along by the crowd’s rhythm. Put simply, it’s more useful to figure out first “where to put your money so nothing goes wrong,” than to obsess over rumors.

When your assets are still not much, a hardware wallet is enough. Don’t take photos of your seed phrase, and don’t leave it in cloud drives—just be patient. When your assets increase a bit, or you notice you can’t help but hesitate and feel your hand shake every time you’re about to confirm something, multi-signature is a good fit—at least it forces you to go through one more layer of “calm.” Then, if your assets grow further, or your family can take over if needed, social recovery is also an option. But the prerequisite is that the “guardians” you choose are truly reliable—not just those well-meaning group members who repost everything... I don’t need to be understood; I just want to spread the risk to a level where I can sleep well enough. For now, that’s it.