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Lately, I've been watching the mempool queue, it looks a lot like NFT floor listings piled up: you think clicking "Confirm" is the end, but actually you're just squeezing into a big line. During congestion, transactions sit in the pool, and miners/packagers only pick the "more attractive" ones to include first. If your fee isn't high enough, you can only wait, and while waiting, you might get bumped by someone else, or you might get impatient and resend with a higher fee, which drains your mental state.
These days, I've also seen everyone repeatedly discussing staking unlocks, token unlock schedules, and the anxiety about sell pressure. When the pressure to sell kicks in, people want to rush ahead, but the more congested the chain gets, the easier it is to slip up: paying more doesn't necessarily mean faster, and paying less doesn't guarantee success. Anyway, I've lowered my expectations now: if I can make a deal, I consider it a win; if I get stuck, I just pretend nothing happened... Suddenly, I feel much more relaxed, and I don't want to go all-in anymore.