Recently, I've seen everyone comparing RWA, the yields on US bonds, and on-chain yield products, the more they compare, the more it seems like they're just looking for a "peace of mind" reason. But honestly, no matter how good the returns look, if the keys are lost, everything just resets to zero.

My rough classification now is: don't bother with small amounts that might cause insomnia, a hardware wallet is enough, just take a bit more time before transferring; for assets at a level you'll care about, multi-signature can truly turn a "slip of the hand" into a controllable accident, but the cost is hassle and longer processes; as for social recovery, I think it’s more like leaving a way out for forgetful people, but you also need to be sure you trust those few people—relationships can change faster than market conditions.

Anyway, whichever you choose isn't for being cool, it's to be able to sleep at night. That's all for now.