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Layer2 after using it for a long time really makes you lazy, cheap and smooth is comfortable, but there are still some things I will go back to the mainnet for: large transfers, long-term locked assets, contract addresses/permissions that are clearer. To put it simply, my compromise is: daily interactions on L2, key assets stay on the mainnet, and bridge over when necessary; I treat this bridging step as a "chain switching cost," and do as little as possible.
Recently, the NFT royalty controversy has been quite heated, and it’s actually similar to gas: if you want transactions to be smoother (more liquidity), some people will feel that creators are getting less of the pie. The market is always pulling in two directions, and ordinary people choose the friction they can tolerate.
What I fear most is not losing money, but rather recklessly leaving a bunch of assets in bridges/multisigs/upgraded contracts that I can't even explain clearly, and if something goes wrong one day, I won’t even know who’s responsible. Anyway, now I always take an extra look before confirming: where the money is, who can change the rules, when I can withdraw. That’s all for now.