Recently, I've seen everyone compare RWA and U.S. Treasury yields to various on-chain "yields," but I’ve become more calm... To be honest, yields are all byproducts; first, look at "who can change the rules." If a newcomer wants to assess credibility, don’t focus on GitHub stars first, check whether commits are continuous, whether core changes are approved by the same group of people; also, don’t just look at "audited" in audit reports, focus on whether the boundary conditions/known risks after the conclusion have been accepted, and whether there are clearly excluded scopes.

And then there's upgrading multi-signature: who are the signers, what’s the threshold, can the implementation contract be switched with one click—these are more real than APY.
My habit is: when I see a new protocol, I wait 24 hours before deciding whether to engage, to give myself some cooling down time, which works pretty well.