Traditional financial giants are finally starting to seriously engage with on-chain yields, constantly depositing stablecoins into tokenized funds for interest around the clock. This liquidity layer narrative is expected to become mainstream by 2026.

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CoinNetwork
Franklin Templeton partners with MoonPay to allow large investors to exchange stablecoins 24/7 for profit.
CoinWorld reports that Franklin Templeton has partnered with MoonPay, allowing institutions to exchange between tokenized money market funds and stablecoins 24/7. The integration connects the Benji platform with MoonPay's trading infrastructure, supporting interoperability between on-chain stablecoins and tokenized money market funds. Sandy Kaul stated that 2026 will be the year of the universal liquidity layer, and institutions are also willing to transfer stablecoin balances into tokenized money market funds to earn yields around the clock, and announced the formation of a cryptocurrency division to continue advancing digital asset strategies.
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