I once tried migrating my frequently used hot wallet to a hardware wallet + 2/3 multi-signature, and found that the hardest part wasn't signing, but "people": who keeps which key, how to recover if lost, what to do if you need to use it temporarily while on a business trip... When the asset amount is small, a hardware wallet is actually enough and hassle-free; once the amount starts to grow, single points of failure become very obvious. Multi-signature can dilute the probability of "my slip-up / I get compromised," but daily operations will slow down, and your mindset needs to keep up.

I've also looked into social recovery, which is suitable for those who don't want to memorize a bunch of seed phrases, but honestly, it's just dividing trust among several people or devices. Choosing the wrong person is more fatal than choosing the wrong on-chain tool. Recently, there's been debate about on-chain data tagging lagging and being misled. I no longer blindly trust "appearing to be safe" labels; the key is whether you can clearly explain each step: who can move the funds, when they can move, and how to stop if something goes wrong. For now, that's it—don't treat security as just a button you press and then it's done.