I’m not very good at persuading people to “increase their intensity,” but when it comes to wallets, don’t wait until you’ve lost money once before learning the lesson. To put it simply, if your assets aren’t very large yet—just doing everyday things like farming airdrops or playing around on-chain—a hardware wallet is enough: move your private key out of your computer and phone. At least you won’t be wiped out all at once by a bunch of plugins or fake websites. Once your money starts becoming an amount you think about like “I can’t sleep without worrying,” don’t put your faith in a single point of failure. Multi-signature is more like insuring yourself: one more confirmation, another layer of psychological braking—especially if you’re the type to accidentally sign garbage authorizations just by a slip of the hand.

As for social recovery, I think it’s suitable for people who “fear losing, fear forgetting, but are too lazy to manage a pile of seed phrases.” The premise, though, is that the recovery person or mechanism you choose is genuinely reliable—otherwise, you’re simply shifting the risk from yourself to your social circle… Lately, the group has been circulating rumors again about stablecoin regulation, reserve audits, and de-pegging. Once everyone’s emotions start running hot, they want to swap in and swap out immediately. But actually, the more like this, the more you need process: don’t keep large amounts in hot wallets—when you transfer, stay calm and wait a bit; if you can use multi-signature, use it. At the very least, it prevents you from detonating yourself with one click in panic. In any case, I’d rather be a bit troublesome now than have to file one more record of “it happened again because I was trying to save effort.”