Lately, the group has been discussing stablecoin regulation, reserve audits, and various rumors about "de-pegging," and it's false to say I'm not worried, but I now prefer to watch on-chain flows and large transactions first, rather than being driven by emotions. I've also gradually understood privacy: on-chain is not "anonymous," at best it's "not recognizing you for now," and if you really want to comply and investigate, many traces can be linked together. The general user expectation should probably be: the probability of being completely invisible is very low, and what can be done more is to expose less, not treat addresses like IDs and stick them everywhere; at the same time, don't expect all compliance to protect you, most of it is to reduce systemic risk. Anyway, my current approach is quite simple: I prefer a bit more trouble rather than forcing myself into a position where I can only bet on the "nothing will go wrong" probability.