Recently, the discussion around "modularization" has been quite lively, but honestly, the most intuitive changes for ordinary users might just be two: transaction fees are more like "tiered pricing," so transferring funds no longer defaults to being painfully expensive; and cross-chain / cross-L2 operations have become a daily routine. If the bridge and wallet experiences are not good, you'll feel like everything is discouraging you. I compared the confirmation times and failure rates of the same transaction across different L2s (screenshots to be added later), and the feeling is: cheaper, but also more fragmented, with assets scattered across multiple chains, and the security boundary more reliant on your own management.

Additionally, recently everyone has been talking about rate cut expectations, the US dollar index, and the risk assets rising and falling together... I am actually more cautious: when macro sentiment gets overly optimistic, the "cheaper and faster" on-chain transactions will amplify impulsive trading. Anyway, my current approach is small amounts multiple times, avoiding cross-chain if possible, and only using bridges that I’ve used a few times without issues if I really need to cross. That’s it for now.