Actually, everyone understands that the security of the mainnet is there, but every time I click confirm and see the gas price go up, my hand starts to shake... My current compromise is: for daily small transactions, I mostly use L2 to keep it smooth and cheap; if I need to hold long-term or involve permissions/large transfers, I still go back to the mainnet to handle it all at once, willing to spend more gas once rather than save a little and risk a big mistake.

Recently, there's been a lot of talk about modularization, DA layers, and so on. Developers seem pretty excited, but ordinary users basically only care about two things: not waiting, and not paying more. Anyway, my own habit is: first check how long it takes to bridge/withdraw, whether there are any traps in the history, then see if I’ve given out “unlimited permissions” in my wallet. I’d rather be slow than wake up one day with no assets. That’s it for now.