I often wonder: how much money is there in the world actually? The answer depends on how we count. If we talk about physical banknotes and coins in circulation, that's about 40 trillion dollars. But that's just the tip of the iceberg.

When we add bank deposits — the money stored in accounts and available on demand — the total rises to approximately 80 trillion. That's a completely different scale. But even that isn't the full picture of how much money is circulating in the global economy.

If we include savings accounts and other liquid assets, we're already talking about 100–130 trillion dollars. That's a whole different level. And this still doesn't account for stocks, bonds, derivatives, and other financial instruments.

Here's where it gets interesting. When you look at the total value of all global financial assets — stocks, bonds, derivatives, and so on — the figure is simply staggering. We're talking about 400–500 trillion dollars. And if you add complex financial instruments and derivatives, the nominal value can even reach quadrillions.

These numbers, of course, are constantly changing. Markets fluctuate, central banks print money, economic factors influence calculations. But the point is clear: the global money supply is simply enormous. And what's interesting — cryptocurrencies, which many still consider something unreal, already make up about a third of all this money. This shows how rapidly the financial world is changing.