Lately, I've been waiting for all kinds of things: waiting for hardware wallet restocks, waiting for on-chain confirmations, waiting to figure out whether I want to use multi-signature… Phishing links are also rampant, with a bunch of "official" sites in groups that turn out to be fake, making me not even trust my bookmarks anymore.

Honestly, different asset sizes suit different approaches: for small daily amounts, don’t make the process a torture; a mobile wallet + basic anti-phishing habits might be more important. For those who can’t sleep after a wrong transfer, consider a hardware wallet, at least isolating the signing process. For larger amounts, if even a single hardware wallet feels insecure, multi-signature is quite appealing, though the downside is that each operation takes time and requires communication—impatient people might go crazy. I think social recovery is suitable for those who are "afraid of losing seed phrases but too lazy to store them properly," but the person needs to be trustworthy, or else it could backfire… Anyway, I’m currently layering my storage, slowly adjusting the allocation, and that’s how I’ll keep it for now.