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Just went through the whole SASSA banking details update thing and honestly, it's not as straightforward as you'd think. Depends on which grant you're on, really. If you're getting a permanent grant like disability or old age, you have to physically go to the SASSA office—no shortcuts online. They'll make you fill out their Payment Method Change Form, bring your ID, and proof of your new bank account (needs to be a recent bank statement or official letter). Takes forever to process too, like 21 working days before the bank verifies everything. Pro tip: submit before the 15th of the month or you'll miss that month's payment cycle.
Now if you're on the SRD grant, that's completely different. The whole thing is online through their portal, which is actually pretty smooth for changing your bank details and updating your phone number. You just need your ID number, they send you a link via SMS, and you can update everything from there. But here's the thing—make sure whatever bank account you're putting in is solely in your name. SASSA won't touch joint accounts or anything like that.
The phone number update is important because that's how they send you verification codes and payment notifications. If you mess that up, you could miss critical stuff. There's also a helpline (0800 60 10 11) if you get stuck, but honestly the online portal works fine if you follow the steps. Just watch out for fake websites trying to scam people into thinking they can help with SRD status changes—stick to the official SASSA link only.