I'm just someone who watches the market at night, and recently my biggest fear isn't liquidation, but slipping up and giving a contract "unlimited authorization" and then forgetting to revoke it... This thing is like you say, wanting to sleep but still scrolling on your phone, knowing full well that not turning it off could cause problems, but always thinking "I'll do it tomorrow." As a result, a bunch of small protocols, airdrop pages, and yield stacking through re-staking look pretty tempting, and the authorization chain also gets nested. One day if there's a hole, the loss might not be just those yields, but the remaining dignity in my wallet. Anyway, my current habit is: revoke immediately after interaction, just like turning off the lights and going to sleep, otherwise my mind stays lit up.