Why is 5% so crucial? Because it changes "human choice"

Many people consider interest rates as an economic indicator, but it’s more like a "psychological threshold."
What does 5% mean?
It means you can earn a "decent" return with almost no risk.
This will change investors' behavior patterns:
Before:
"Should I take a gamble?"
Now:
"Why should I gamble?"
This is a shift in human nature.
And the market, essentially, is a collection of human nature.
So when more and more people start choosing "stability," the market's volatility structure will change.
To sum up in one sentence:
Interest rates change not the price, but people's hearts. #Polymarket每日热点