I used to think that "asset diversification" was a hallmark of high-level players, but I later realized—what's being diversified is the assets, and what collapses is oneself. One on-chain wallet, one bank account, one brokerage account; it looks quite professional on the surface, but when it comes to moving funds, you realize what chaos really is. Checking balances across three platforms, waiting ages for transfers to confirm, converting currencies requires calculating exchange rates, and with such a long process, people get overwhelmed.