Recently, I’ve noticed an interesting thing: the perception of cryptocurrencies has done a 180-degree turn in recent years. Brad Garlinghouse, who leads Ripple, touched on a point that I believe many people don’t fully grasp. Cryptos have shifted from being seen as something marginal and risky to becoming real tools of financial innovation.

Think about how things have changed. Companies that previously didn’t even consider them are now seriously exploring stablecoins and digital assets. It’s no longer a question of if, but how to integrate them. Garlinghouse highlights this industry shift well: the change in narrative is real.

What strikes me is that it’s not just fleeting hype. Major companies don’t move on things they don’t see as strategic. If they’re truly starting to adopt these tools, it means the market is recognizing real value. It’s the kind of transition that usually precedes significant movements in the sector.