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Seeing posts like this, my first reaction is not saving money but that the safety boundaries of this world are being continuously eroded.
The iteration speed of black market activities is always faster than the defensive measures.
The so-called order placement on behalf of others logic is exactly the same as those low-cost hotel booking or mobile top-up services.
Essentially, they are all exploiting the time lag in the financial system for cashing out.
If you can't see through such obvious traps, then your accumulation in other fields will eventually be harvested.
Greed is the greatest enemy of cognition.