I just rechecked my investment portfolio from the start of 2025, and I’m genuinely annoyed by the performance. Someone put 10K into each of the major cryptocurrencies when Trump took office (BTC at 101K, ETH at 3.2K, XRP at 2.95 USD)—so now they’ve seen a drop, or in other words, a sharp decline. Right now, BTC is only 77.9K, ETH is 2.32K, and XRP is 1.42 USD.

Doing the math, the numbers are pretty depressing. If you put 10K into Bitcoin back then, it’s now only about 7.7K—so that’s a drop of about 23%. Ethereum is even worse: from 10K down to 7.2K (a drop of 28%). But XRP is the worst of all—down from 10K to just 4.8K now, a nearly 52% drop from its peak. XRP’s market capitalization has also fallen from 170 billion to 87 billion USD.

Even so, I notice some analysts still remain optimistic. They think that if there’s regulatory clarity from the U.S., XRP could rise to 5–10 USD, which would mean a 7-fold recovery from its current position. For Bitcoin, some people predict it could reach 1 million USD in the long run—there are even claims that Bitwise’s CEO calls the current price a generational buying opportunity. But the reality is that everyone is under pressure right now, no matter what asset they invested in. Only time will tell whether this is an opportunity or just a trap.