Lower borrowing costs, new changes in the CDP ecosystem

Lista Protocol recently optimized its CDP lending interest rate model. This adjustment mainly focuses on reducing the borrowing costs for users across various collateral types — in other words, it will be cheaper to borrow funds using your CDP positions.

Specifically, this update involves several aspects: first, the core lending interest rates are comprehensively lowered, covering all supported collateral types. Second, the yields of PSM (Peg Stability Module) and LSR (Liquidity Stability Mechanism) have undergone phased adjustments, with project teams stating that these data will gradually stabilize.

For CDP users, this means a direct reduction in borrowing costs. In the current highly competitive DeFi landscape, such interest rate optimizations often attract more capital into the ecosystem. However, it’s important to pay attention to the stabilization process of yields — short-term fluctuations are normal.