The development pace of XRPL is getting faster and faster. From consumer applications to institutional-level use cases, this public chain is expanding more practical use cases. Developers within the ecosystem are actively building various application scenarios, aiming to make XRPL a truly usable payment and settlement infrastructure. Whether it is cross-border transfers, on-chain asset issuance, or the improvement of the smart contract ecosystem, the entire network is accelerating forward. Whether this momentum can continue to translate into increased adoption rate remains to be seen.