2026-01-02 05:23:37

The DeFi lending market has now expanded to a scale of $85 billion, but behind the market boom, there are many issues. Users often face three major difficulties when using these lending protocols: first, exorbitant transaction fees; second, complex and cumbersome cross-chain bridging mechanisms; third, security risks always looming overhead. Overall, the user experience is quite poor and far from the convenience that Web3 should offer.

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bridgeOops

· 1h ago

Still boasting about 85 billion, cross-chain fees can eat up half of my life in one go, really speechless

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BankruptWorker

· 9h ago

850 billion sounds impressive, but after one use, you'll realize how brutally you're being cut, with fees eating up half of your gains—it's no joke. That whole cross-chain bridging process, I have to Google for half a day every time to understand it—this is the future of Web3? Security risks are right in front of us, yet no one seems to care. Protocol audits are as good as no audits at all. I really don't dare to put in large amounts. Honestly, right now DeFi is a game for big players; small investors have no way out.

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ProposalDetective

· 9h ago

$85 billion just like that? The fees are extremely high, and cross-chain transfers have to go through multiple steps. It's really like playing a "DeFi Adventure."

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SudoRm-RfWallet/

· 10h ago

The 85 billion ecosystem looks intimidating, but in reality, it's a mess to use. The transaction fees are like bloodsucking, and cross-chain is an even more idiotic design.

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