# 6 Wealth-Building Moves That Actually Work (According to the Pros)

Got money sitting around? Here's what legit money experts actually do with theirs:

**Index Funds Are Unglamorous But They Work** - YouTuber Andrei Jikh keeps it simple: buy low-cost broad market index funds and hold them. Boring? Yes. But over 20 years, this beats 90% of hedge fund managers. The catch: you have to actually stay invested.

**Mega-Cap Stocks > Meme Stocks** - Motley Fool's Chris Hill says go big in 2023. Companies with $100B+ market cap are safer bets right now. If you're not holding any blue-chip shares yet, he thinks now's the time.

**Look Beyond the Usual Suspects** - Money blogger Danetha Doe: don't just do stocks and bonds. Try equity crowdfunding, international stocks, whatever diversifies your portfolio.

**Mutual Funds > Chasing Trends** - Dave Ramsey built his wealth through mutual funds. Why? They spread risk across tons of companies. No crypto gambling required.

**Real Estate Is Boring But It Works** - Marcus Lemonis (host of The Profit) keeps it real: property usually goes up over 10-15 years, just like inflation. Hold it long enough and you win.

**Your Network > Your Portfolio** - Chris Farrell drops the realest take: your best asset is people who have your back. Friends, mentors, colleagues. They'll help you land a job or level up your career. That's worth more than any stock.

**The Vibe**: Most of these experts aren't picking individual stocks or chasing the next 100x coin. They're boring, diversified, and patient. Unglamorous, but it actually works.