As 2025 winds down, older folks need to watch out for money scams. FINRA's latest research shows some interesting trends. Seems like junk mail, random calls, and feeling lonely can make seniors more vulnerable. Who knew?



Here are some fresh tips to stay safe:

Screen those calls. Trash the junk mail. Delete sketchy texts.

Be skeptical of "guaranteed" high returns. Too good to be true, usually is.

Do your homework on advisors and investments. FINRA BrokerCheck is pretty handy.

Get out there and socialize. Real-life connections beat chatting with strangers online.

Don't rush big money decisions. Take a breath. Think it through.

Budget smartly. Build that rainy day fund. Lots of free resources out there.

Keep up with the latest scams. News and consumer agencies have the scoop.

Got a surprise Treasury check? Tread carefully. Check it out using the TCVS online. Real checks have some cool security features - watermarks, UV printing. Kind of like spy stuff.

Wrong check? Write "Payment of Erroneous Refund" on it. Call 800-304-3107 for next steps.

Bottom line: Stay sharp, stay informed. Your financial health depends on it. When in doubt, talk to someone you trust. Family, pros - they've got your back.
This page may contain third-party content, which is provided for information purposes only (not representations/warranties) and should not be considered as an endorsement of its views by Gate, nor as financial or professional advice. See Disclaimer for details.
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