XRP is at $3 right now.

People look at that and say it’s cheap. But the real question isn’t the price you see, it’s whether you got in while the window for mass accumulation was still open.

Here’s what most won’t realize:

At $10, retail is going to look at XRP and walk away, saying it’s too expensive. But that’s only because they never ran the research. Even today at $3, building a meaningful position takes real conviction.

10k + XRP already costs $30,000. At $10, that SAME bag is $100,000.

Most people don’t have the savings, the courage, or the vision to put that kind of money in. That’s why mass accumulation already happened long before retail shows up.

Millions of wallets are sitting with scraps. (5.6m XRP wallets have less than 500 XRP) Very few actually stacked in size. And once the rails are fully live, the supply is locked and door is shut.

So let me be clear. XRP at $3 isn’t cheap, it’s early…XRP at $10 won’t be expensive, it will still be early. The difference is who had the discipline to accumulate while everyone else waited for “proof” and missed the chance of a lifetime.