I'm getting an extra $10K in September. Do I put it in a 5% high-yield savings account or my Charles Schwab 401(k)? If I put it into a CD, can I avoid taxes on it? Can an adviser help with this?

💥 Gate Square Event: #PostToWinCGN 💥
Post original content on Gate Square related to CGN, Launchpool, or CandyDrop, and get a chance to share 1,333 CGN rewards!
📅 Event Period: Oct 24, 2025, 10:00 – Nov 4, 2025, 16:00 UTC
📌 Related Campaigns:
Launchpool 👉 https://www.gate.com/announcements/article/47771
CandyDrop 👉 https://www.gate.com/announcements/article/47763
📌 How to Participate:
1️⃣ Post original content related to CGN or one of the above campaigns (Launchpool / CandyDrop).
2️⃣ Content must be at least 80 words.
3️⃣ Add the hashtag #PostToWinCGN
4️⃣ Include a screenshot s

📣 Gate Square Creator Certification Is Officially Live!
Apply for certification on Square now and enjoy early-bird rewards worth $3,000 once approved!
Only 500 followers + active posting and engagement to apply.
You can also become a community leader! 🫵
Early-Bird Rewards:
🏆 Top 3 Most Influential Creators（Most Interactions）: 50 USDT +Gate × RedBull Bottle + 5 Featured Posts
🏆 5 Best Content Awards (Top Content): $50 Position Voucher + Gate Cap + 5 Featured Posts
🏆 First 50 Approved Applicants: $50 Position Voucher
All approved applicants will receive a Certified Creator Badge and be feat

Are you a true GT Holder? 😎
Take a look — which one is the real GT? 💎
💰 Join the fun! 5 lucky users will each win a $10 Position Voucher!
👉 How to participate:
1️⃣ Follow Gate_Square
2️⃣ Like this post
3️⃣ Comment with your answer
🗓️ Deadline: October 31, 2025, 24:00 (UTC+8)

🎒 Gate Square “Blue & White Travel Season” Merch Challenge is here!
📸 Theme: #GateAnywhere🌍
Let’s bring Gate’s blue and white to every corner of the world.
— Open the gate, Gate Anywhere
Take your Gate merch on the go — show us where blue and white meet your life!
At the office, on the road, during a trip, or in your daily setup —
wherever you are, let Gate be part of the view 💙
💡 Creative Ideas (Any style, any format!)
Gate merch displays
Blue & white outfits
Creative logo photography
Event or travel moments
The more personal and creative your story, the more it shines ✨
✅ How to Partici