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Lily Liu, the chair of the Solana Foundation, seriously discussed RWA and encryption native assets on Twitter. She pointed out that RWA has value but no price, while encryption native assets have price but lack value. RWA serves as collateral on-chain, and on-chain stocks might be the best example. Lily believes that the differences in RWA are wide-ranging and most do not possess trading characteristics. On-chain loans may be suitable for medium- to short-term loans with low collateral rates, and the high yields of individual RWA do not represent safety.