Latin Americans Move $31.5B via Stablecoins Annually, 99% Re-flows Within 30 Days

According to BeInCrypto research based on 2026 data, Latin American users withdrew $31.5 billion in stablecoins from exchange-linked wallets over the year, with more than 99% of the volume moving again within 30 days. The average withdrawal amount was $544, indicating that stablecoins such as USDT and USDC are increasingly used for everyday income transfers and business payments outside domestic banking systems.

The platform's Dollar Half-Life metric—measuring how long it takes for half of a withdrawn balance to re-flow—increased from 4.7 days in March 2025 to 10.9 days in March 2026, showing that digital-dollar rails are holding capital longer as cross-border activity expands across the region.