Crypto Cards have surpassed $10 billion in cumulative transaction volume, with monthly volume exceeding $1 billion and transaction count topping 10 million in July 2026. As the market expands, Debit Cards, Credit Cards, and Prepaid Cards have developed distinct product structures, while funding models such as Instant Pay, Top-up First, and Borrow-to-Pay continue to evolve in parallel. Gate Research has published a dedicated Crypto Cards report, providing a systematic analysis of market size, leading products, settlement mechanisms, and Gate Card’s competitive strengths.
- Crypto Cards volume grew from approximately $828 million in 2024 to $3.80 billion in 2025, up around 359% year over year. Volume reached approximately $5.48 billion in the first seven months of 2026 alone.
- RedotPay has surpassed $6 billion in cumulative transaction volume, accounting for approximately 56% of the tracked market. Ether.fi and KAST reached approximately $754 million and $684 million, respectively, with the top three accounting for nearly 69%.
- The market now spans multiple operating models, including stablecoin settlement, platform account debits, self-custodial wallet payments, and crypto-backed credit. Competition increasingly centers on capital efficiency, payment costs, asset control, and card issuance coverage.
- Gate Card adopts a multi-region, multi-card structure and connects payment, spot, and flexible-term Simple Earn balances. Its T0–T5 tier system offers up to 8% cashback on eligible spending.
- Gate Card products can be linked to WeChat Pay and Alipay and used on platforms such as Meituan and Taobao. Selected AI-powered digital services have also been successfully tested for payments, further expanding their use cases across everyday spending, online shopping, and digital services.
The report finds that Crypto Cards have developed into an industry value chain encompassing card brands, partner banks, issuing processors, card networks, and stablecoin infrastructure. Going forward, competition is likely to focus increasingly on payment success rates, conversion costs, custody security, geographic coverage, and account integration. Gate Card’s differentiation lies in the synergies across Gate’s spot, payment, and wealth management accounts, as well as its coverage of local payment tools and online digital services.
Discover more details today → Gate Research: Crypto Cards Hit $1B Monthly Volume, Gate Card Links Multi-Account Payments
Gate Research is a comprehensive blockchain and cryptocurrency research platform that provides deep content for readers, including technical analysis, market insights, industry research, trend forecasting, and macroeconomic policy analysis.
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Investing in cryptocurrency markets involves high risk. Users are advised to conduct their own research and fully understand the nature of the assets and products before making any investment decisions. Gate is not responsible for any losses or damages arising from such decisions.
Gate Team
August 27, 2026
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