How Does Crypto Lending Work? Understand It All at Once, from Deposit Interest to Liquidation Risk

In the world of DeFi, some people earn interest by depositing crypto assets, while others borrow different tokens by using assets as collateral. The mechanism may seem simple, but it is worth understanding how interest rates are determined, how collateral ratios change, and under what circumstances liquidation can occur.

First, where does deposit interest come from?

After users deposit assets into a lending protocol, other users can borrow funds according to the protocol’s rules and pay intere

U.S.-China Tariff Tensions Ease—It’s Time for the Crypto Market to React!
China’s Ministry of Commerce confirmed that the U.S. and China are maintaining close communication on a “$30 billion for $30 billion” reciprocal tariff reduction framework, with both sides expressing high hopes.
As trade tensions cool and global risk appetite rebounds, will capital flow first into high-beta assets?
Historically, every easing of tariff tensions has been accompanied by a recovery in crypto market “valuations.”
If this arrangement is implemented soon, could BTC capitalize on the momentum and break out of it

AI × Web3: From Personal Use to Real-World Value, True Growth Comes from Participation

Technology’s value should not stop at concepts and demos. For AI and Web3, the more important question is: How can ordinary users start by using tools, gradually build their capabilities, participate in the ecosystem, and ultimately create real value?

The first step is to make technology truly serve personal needs. AI can help users organize materials, understand complex information, analyze public data, and improve work efficiency. Web3 offers different ways to explore open protocols, digital identities,

#ZECFallsBelow1000

In my view, ZEC’s drop below US$1,000 is better treated as a signal of weakening short-term momentum, rather than immediately considered the end of the bullish trend.

Two things to note:
- 📉 Bearish side: A decline of more than 20% in seven days indicates substantial selling pressure. The US$1,000 level could turn into resistance.
- 📈 Bullish side: A correction after a major rally could be an accumulation opportunity, as long as selling pressure begins to ease and the price structure improves again.
Key levels to watch:
ZEC price area Scenario
US$1,050–1,060 Initial res

I WANT TO BUY A STOCK, IS THE CEO LOYAL?? 😭
Kind of research you have to make these days thanks to Jensen Huang (NVIDIA’s CEO).
Imagine building one of the most valuable companies in human history, only for your sex life to burn it all to ashes. 🙄
$NVDA is bleeding billions after reports emerged about Jensen’s alleged relationships with two women, with one reportedly suspected of having connections to Chinese intelligence.
Jensen and Lori have been married since the 1980s.
But this isn’t just a cheating scandal.
NVIDIA sits at the centre of the global AI race, and its chips are among America

How can AI agents connect to multiple platforms while balancing convenience and security?

As AI agents gradually enter the digital economy, they can connect to social platforms, financial services, DAO governance, and digital asset applications, helping users automate information searches, task processing, and transactions. But connecting to more platforms does not mean they should be granted more permissions.

The real question worth considering is: How can AI complete tasks efficiently while avoiding unnecessary data exposure and asset risks?

First, follow the principle of least privilege.

$SOL has tapped its bull run uptrend
Hold this, and it'll run higher
Lose this, and we'll go for new jobs together

$XAUUSD
The second trade shared publicly in today's livestream 📶 was also our first trade this evening
Long at 3926
Stop-loss at 3913.74
It's already nearly 190 points in profit, that is, 19 points
If you’re happy to watch, I’m happy to share
If you’re not happy to watch, I’m still happy to share
After all, I’m testing my own trading system, not putting on a monkey show for anyone’s amusement. ‌

📢 Gate Live Livestream Preview | November 12

📊 Where is the market headed? Where are the short-term opportunities in ETH? How should you position yourself for the U.S. stock market open?

Join multiple hosts as they take turns discussing hot topics and key price levels!

🔥 Tune in to Gate Live tonight and share your trading ideas!https://www.gate.com/live

🚨 INDIA IS BACK IN THE TOP 5! 🇮🇳
India has reclaimed its position as the world’s 5TH-LARGEST STOCK MARKET, with a total market cap of approximately $5.4 TRILLION.
India has overtaken Taiwan following a strong rally in domestic equities.
A major comeback for Dalal Street! 📈
#India #StockMarket #NIFTY50 #Sensex

Should every step taken by an AI agent be traceable?

As AI agents connect to multiple platforms, use different tools, and even participate in digital asset trading, a new question is emerging: If an AI's actions cannot be traced, how can we determine whether it is trustworthy?

In traditional applications, users can usually see what actions they have taken. But an AI agent may complete multiple steps in quick succession, leaving users with only the final result and no understanding of what happened in between.

That is why traceability is becoming an important part of trusted AI infrastructur

$ZEC
$NVDA
#ZECFallsBelow1000
If sellers maintain control and ZEC remains below $1,000, further downside pressure could develop. However, a strong recovery above $1,000 with increasing trading volume could indicate that buyers are returning.
For now, traders should monitor trading volume, futures liquidations, Bitcoin's direction and overall market sentiment before making any trading decisions.
Final Thoughts: Zcash remains an important privacy-focused cryptocurrency, but its latest price breakdown shows that even strong projects are not immune to market pressure. The next move around $1,00

The true value of AI agents is not more information, but making information valuable

In the digital economy, we have never lacked information. Industry news, market data, community discussions, expert opinions, and on-chain records continue to grow every day. The real challenge is identifying important signals from this vast amount of information and turning them into useful decisions.

This is precisely why AI agents are worth paying attention to.

First, integrating information is only the starting point; understanding the relationships between pieces of information is key. A single news it

What Is Layer 2? Why Can It Make On-Chain Transactions Cheaper?

In the Web3 world, high transaction fees and network congestion have long been concerns for users. Layer 2 networks are a technical solution developed to ease these problems. But why can they lower costs? Does using Layer 2 mean transactions are always cheaper and safer?

First, what is Layer 2?

Taking Ethereum as an example, Layer 1 is the Ethereum mainnet, responsible for basic transaction validation and security. Layer 2 processes large numbers of transactions outside the mainnet and, depending on its design, submits transact

AI Agents Meet Blockchain: How Can Automation Truly Become Trustworthy?

AI agents can understand goals, plan tasks, and call tools, while blockchain can verify transactions and record execution results. Together, they could bring a new form of collaboration to the digital economy: AI handles execution, while blockchain provides verifiable records for critical operations.

For example, when a user wants AI to help book a service, an agent can compare different options, check conditions, and place an order. If the payment involves digital assets, blockchain can record transaction results that c

What is DeFi? Without traditional banks, how do lending and trading work?

In the Web3 world, DeFi (decentralized finance) is changing how people participate in financial activities. It uses blockchain, smart contracts, and digital assets to let users directly access some financial services. But the absence of traditional banks does not mean there are no rules or risks.

First, what is DeFi?

DeFi is short for Decentralized Finance and generally refers to financial applications built on blockchain and smart contracts. Users can participate in trading, lending, and providing liquidity through a

$BTC Looking back, the past six months were merely a sideways range between $60000~$80000.
The next six months will most likely be a downtrend, so primarily shorting will be relatively safe.
During the downtrend, liquidity will continue to deteriorate, and the shift from net inflows to net outflows will become more pronounced.