QinSir

A truly realistic list of quality assets for ordinary people
1. Foundation: save money, sleep well, and exercise consistently
2. Blacklist: don’t start a business, don’t open a shop, and stay away from smoking, drinking, staying up late, and gambling
3. Assets: BTC, U.S. stocks, and gold. Choose a used gasoline-powered car for transportation, and only consider a used home that meets basic needs
4. Mindset: don’t get addicted to grand narratives; focus only on everyday necessities
Stop always thinking you can defy fate and change your life
In the tide of the times, do less, avoid falling back i

Why do most poor people have such low self-esteem?
Poor children rarely hear words like:
freedom, art, joy, happiness, enjoyment, equality, love
From childhood to adulthood, all they hear is:
safety, being looked up to, being looked down on, working hard, being honest, being obedient, enduring, “only by enduring the greatest hardships can one rise above others”
Their grades are always compared with the best, while their material circumstances are compared with those who have even less.

I wonder if the KOLs participating in #Token2049 check the market on their phones when prices crash
I’m so envious of their lives
I’ve been stuck in a futures position for two days already—guys, save me 😭 #GIGGLE giggle-fund:native

Why shouldn’t you flaunt your wealth?
Chinese people are interesting: you can’t appear poor, or you’ll be looked down on.
But you also can’t appear wealthy, or people will set their sights on you. So you present a superposition of being both rich and poor—hence, Schrödinger’s money.
You can therefore make it seem like you have huge expenses, often complaining that your child’s education costs a lot, your mortgage is high, fuel is expensive, and so on. This shows that you have substantial expenses and not much money, while also showing that you have the means to afford them.

Do young people today really understand the importance of their credit records?
I have a distant relative who took out over $1 million
from platforms like Taobao, JD.com, Meituan... he borrowed from all of them
Years have passed, and even when some are willing to accept half the principal, he still refuses to repay
Isn't he afraid that these online lending companies will sue him and affect three generations of his family?

A piece of advice from a man who went from A9 back to poverty—just five points:
First, don’t change your house, don’t change your car, don’t change your partner; keep everything as usual.
Second, don’t invest a penny in an industry you’ve never worked in. Don’t answer calls from unknown numbers or people you haven’t contacted in a long time.
Third, always watch what you say; don’t reveal your current situation or assets to anyone.
Fourth, buy BTC with 50%, US stocks with 30%, keep 10% liquid for emergencies, and reserve 10% for living expenses.
Fifth, stay away from attractive members of the o

Why does every dynasty run out of money in its later years?
Taxes can’t be collected from the rich
And there’s no more juice to squeeze out of the poor
Plus there’s a huge rentier class that creates no wealth at all but still needs to be supported
Of course, I’m talking about the United States—the US is doomed again😭

When you study history, you’ll notice a pattern: during their low points, people who go on to accomplish great things can mooch food and drinks or idle around
but they will never take jobs tightening screws, delivering takeout, carrying steel bars...
Even if they have to work, they will always choose something easygoing and flexible
Planning great things requires long periods of deep thought
Those who are physically and mentally exhausted, with numb minds, can’t think of anything at all

Do you know who hates you the most and wants you to lose everything?
It’s the kind of person who thinks they’re better than you, but isn’t living as well as you or earning as much as you.
Their hostility toward you is so intense that you can’t imagine it. Do you believe it?

Winter is coming
Is your cash flow sufficient to weather this winter?

What is the lowest-cost way to immigrate to Europe?
Serbia is visa-free for one month. If you do not leave after one month, nothing will happen; just remember to go to the customs department and pay the fine before leaving.
Alternatively, choose investment immigration: in rural Serbia, buy a house for €20,000–€30,000 and you can apply for a long-term residence visa.

How can an ordinary person save up 1 million RMB in the shortest possible time?

What does Hui Ka Yan's 2.44 trillion in debt amount to?
So who will ultimately repay this money???

When will you realize:
Their monthly salary is $3800, phone $1199
Our monthly salary is ¥3800, phone ¥11999

Some people take their own lives after falling into debt of 200,000 to 300,000, while others carry debts of several million and still laugh and chat; some hit rock bottom and then make a comeback.
Failure is the norm for ordinary people. No one’s life is smooth sailing, and the world will not show you extra sympathy because of your cowardice.
When you broaden your perspective and stop focusing only on yourself, you will find that your world suddenly becomes much larger, and everything opens up.