QinSir

My mom is 58, and the village notified us about purchasing pension insurance.
A one-time payment of ¥96,000 would allow her to receive ¥1,250 per month after turning 60.
We’re really torn—should we buy it?

I remember the last time they looked for me everywhere was for my health—they gave me three shots
Now this wave of “heavenly wealth” has come around again
Ministry of Human Resources and Social Security: We must find uninsured people through various means and get us to enroll voluntarily

Paying social security is like asking someone who can't afford enough food to go to the gym
Would you consider it reasonable to ask someone earning 3000-4000 to support retirees receiving over 10,000 in pensions
Anyway, I only bought rural medical insurance for 400 a year

Everyone, don't install RustDesk anymore—I just installed it yesterday
Today, the anti-fraud center called and arranged for the police to come to my home
If you don't want trouble, don't try it

Here’s a hot take:
Anyone who flaunts their profits on social platforms like WeChat Moments or Xiaohongshu, or in public,
I think is 100% fleecing retail investors! What do you think?

Because of gambling, what is the worst outcome you’ve seen for someone?
A buddy traded futures on an exchange—several million in one night
You think he lost? No, no, no—in his words, if he had lost several million that night, it would have been his fate
That night, the market happened to plunge, and he won several million
Afterward, he had a complete epiphany, gave up his original line of work, and began focusing on studying metaphysics and futures
After achieving great mastery, he traded futures every day, gradually lost over 10 million, and ended up losing everything

A friend said he lost $500,000 this year
Only later did I find out that he had expected to earn $2 million this year, but ended up earning only $1.5 million
So he tells everyone he lost money; understanding this reality also counts as completing a lesson from society
You all know them too @Cryptoxiaodd @Traderxiaoz @boring616888

A truly realistic list of quality assets for ordinary people
1. Foundation: save money, sleep well, and exercise consistently
2. Blacklist: don’t start a business, don’t open a shop, and stay away from smoking, drinking, staying up late, and gambling
3. Assets: BTC, U.S. stocks, and gold. Choose a used gasoline-powered car for transportation, and only consider a used home that meets basic needs
4. Mindset: don’t get addicted to grand narratives; focus only on everyday necessities
Stop always thinking you can defy fate and change your life
In the tide of the times, do less, avoid falling back i

Why do most poor people have such low self-esteem?
Poor children rarely hear words like:
freedom, art, joy, happiness, enjoyment, equality, love
From childhood to adulthood, all they hear is:
safety, being looked up to, being looked down on, working hard, being honest, being obedient, enduring, “only by enduring the greatest hardships can one rise above others”
Their grades are always compared with the best, while their material circumstances are compared with those who have even less.

I wonder if the KOLs participating in #Token2049 check the market on their phones when prices crash
I’m so envious of their lives
I’ve been stuck in a futures position for two days already—guys, save me 😭 #GIGGLE giggle-fund:native

Why shouldn’t you flaunt your wealth?
Chinese people are interesting: you can’t appear poor, or you’ll be looked down on.
But you also can’t appear wealthy, or people will set their sights on you. So you present a superposition of being both rich and poor—hence, Schrödinger’s money.
You can therefore make it seem like you have huge expenses, often complaining that your child’s education costs a lot, your mortgage is high, fuel is expensive, and so on. This shows that you have substantial expenses and not much money, while also showing that you have the means to afford them.

Do young people today really understand the importance of their credit records?
I have a distant relative who took out over $1 million
from platforms like Taobao, JD.com, Meituan... he borrowed from all of them
Years have passed, and even when some are willing to accept half the principal, he still refuses to repay
Isn't he afraid that these online lending companies will sue him and affect three generations of his family?

A piece of advice from a man who went from A9 back to poverty—just five points:
First, don’t change your house, don’t change your car, don’t change your partner; keep everything as usual.
Second, don’t invest a penny in an industry you’ve never worked in. Don’t answer calls from unknown numbers or people you haven’t contacted in a long time.
Third, always watch what you say; don’t reveal your current situation or assets to anyone.
Fourth, buy BTC with 50%, US stocks with 30%, keep 10% liquid for emergencies, and reserve 10% for living expenses.
Fifth, stay away from attractive members of the o