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#GateMoney正式上线


Gate Money transforms the underlying liquidity model:

Asset Diversity and Instant Liquidity: Gate Money enables users to hold over 5,300 crypto assets, more than 12,800 stocks and ETFs, tokenized gold, and over 60 fiat currencies within a single account system, allowing them to spend directly from these multi-asset balances via the Gate Visa Card.

Dedicated Personal IBANs: Unlike traditional crypto cards that require manual pre-loading with fiat currency, Gate Money offers dedicated personal bank accounts assigned to your name. This allows you to receive primary income (such as direct salary transfers) while simultaneously converting uninvested balances or crypto assets into cash instantly at the point of sale.

Yield on Idle Cash: By bypassing the inefficiencies found in traditional banking returns, Gate Money Earn offers access to traditional assets alongside yields with no lock-up periods (e.g., an annual yield of up to 3.6% on liquid USDT balances).

2. Regional Availability and Regulatory Framework

Gate Money operates using a modular, region-specific legal entity model rather than a single global license:
Fiat & Gate Visa Card Code & ATM Cash Out On-Chain Deposits

Supported Regions: European Economic Area (passported via Malta MiCA and PSD2 licenses), Latin America, the Middle East (Dubai VARA), and parts of Southeast Asia.

Restricted Jurisdictions: United States, United Kingdom, Mainland China, Russia, and FATF high-risk jurisdictions due to local banking and regulatory constraints.

Feature Rollout: Personal named bank accounts and physical Gate Visa Cards are available first to fully KYC-verified users in supported EEA and select international corridors.

Supported Assets Crypto, Stocks/ETFs, Gold, 60+ Fiat Fiat, Stocks, Limited Crypto Fiat, Money Market Funds Fiat Cash

Account Type Personal Name IBAN + Web3 Wallet Personal IBAN / Sort Code Multi-currency Account Traditional Bank Account

Instant Off-RampingYes (Direct from asset balances) Partial (Must sell to fiat first) No N/A

Yield OptionsUp to 3.6% APY on liquid balancesSavings Vaults (Variable) Interest Asset Option Near-Zero Savings Rate
‍$GT $AMD $MU $LPT3L
This page contains third-party content and does not constitute any advice, nor does it represent Gate's endorsement of such views. For details, please see disclaimer.
GTGT-1.82%
AMDAMD-3.88%
MUMU-4.83%
LPT3LLPT3L+9.66%


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ybaser
34 minutes ago
Author
Waiting to see how this plays out 👀
0
ybaser
34 minutes ago
Author
Waiting to see how this plays out 👀
0
DanniéX
42 minutes ago
watching the upcoming
0
ThisIsTranslateContent:
an hour ago
Front-row support 🙌
0View Original
ThisIsTranslateContent:
an hour ago
What do you think of BTC? 🤔
0View Original
GateUser-1bc4297d
an hour ago
Waiting to see how this plays out 👀
0
Cryptohunter
an hour ago
First Review
What’s your take on BTC? 👀
0