Dental insurance feels great when you’re healthy.

Need a routine cleaning?
Covered.
A basic checkup?
No problem.
Then one day you wake up with unbearable tooth pain.
The dentist says you need a root canal.
Cost: $1,500–$2,000.
Maybe a crown.
Another $1,000–$2,000.
Or an implant.
Now you’re looking at $3,000–$6,000+.
Suddenly, that dental insurance you’ve been paying for every month only covers a portion of the bill.
And many plans have annual maximums of just $1,000–$2,000.
That’s when you start asking yourself:
“Wait… what exactly have I been paying for all these years?”
The irony is that the moment you need dental insurance the most is often when you discover just how limited your coverage really is.
You thought you were insured.
You were really just insured up to a certain dollar amount.